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Aditya Birla Housing Finance Limited

Happy Home Loan to you from ABHFL

Affordable home loans with easy EMIs for your dream home!

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Aditya Birla Housing Finance Limited ('ABHFL'), a subsidiary of Aditya Birla Capital Limited is a fastgrowing housing finance company ('HFC') in India. ABHFL is registered with the National Housing Bank (NHB) as a non-deposit accepting housing finance company and commenced operations in October 2014.

As of June 30, 2026, ABHFL manages assets under management of over Rs. 51,833 Crore. ABHFL has significantly expanded its footprint to 209 branches as of June 30, 2026. This is reflected in its long-term credit rating of AAA (Stable) by CRISIL, ICRA & India Ratings, and short-term credit rating of A1+ by CRISIL, ICRA & India Ratings.

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Aditya Birla Capital Limited (ABCL)

Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.

ABCL and its subsidiaries/JVs manage aggregate assets under management of about Rs. 5.91 Lakh Crore, and the consolidated lending book crossed Rs 2 Lakh Crore as of March 31, 2026.

Aditya Birla Capital Limited is a part of the US$ 67 billion global conglomerate Aditya Birla Group, which is in the league of Fortune 500 and has a consolidated market cap of over US$117 billion, as of Jan 1, 2026. Anchored by an extraordinary force of over 227,500 employees, the Group is built on a strong foundation of stakeholder value creation. With over seven decades of responsible business practices, the Group’s businesses have grown into global powerhouses in a wide range of sectors - from metals to cement, fashion to financial services and textiles to trading. Today, over 40% of the Group revenues flow from overseas operations that span 41 countries across six continents with over 340 state-of-the- art manufacturing units.

For more information, visit www.adityabirlacapital.com.

Meet Our Board of Directors
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Vishakha Mulye

Vishakha Mulye

Non Executive Director

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Pankaj Gadgil

Pankaj Gadgil

Managing Director & CEO

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V Chandrasekaran

V Chandrasekaran

Independent Director

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Narayanan NR

Narayanan NR

Independent Director

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ABHFL Services

Personalized finance options designed for every stage of life.

The company offers a complete range of housing finance solutions such as home loans, Home Extension Loan, Plot & Home Construction Loan, Home Improvement Loans, Loan Against Property, Construction Financing, Lease Rental Discounting, Commercial Property Purchase Loan and Property Advisory Services. Through its lending solutions, ABHFL enables customers to own their dream home.

5K+ Cities Covered Nationwide

Delivering trusted services across the country.

10+ Years of Excellence

Serving customers with trusted financial solutions.

4.10 L Cr+ Aggregate Assets

Driving growth with strong asset management.

₹10,000+ Crore Loans Disbursed

Enabling thousands to achieve their dreams of homeownership.

39 Million Active Customer Base

Building lasting relationships with customers.

Pan-India Presence

Over 100 branches delivering seamless services nationwide.

Recognized for Excellence in Housing Finance

Accolades & Recognition

ABHFL has been honored with numerous accolades, reflecting our commitment to innovation, customer satisfaction, and operational excellence

Growth in Housing Loan Portfolio Award (Excellence Awards)
2025-26

Growth in Housing Loan Portfolio Award (Excellence Awards)

National Housing Bank (NHB)

2025-26

Digital Transformation of the Year & Analytics Initiative of the Year
2025

Digital Transformation of the Year & Analytics Initiative of the Year

The Asian Banking & Finance Retail Banking Awards

2025

Data-Enabled Product Innovation (Housing Finance)
2025

Data-Enabled Product Innovation (Housing Finance)

Data Analytics and AI Show 2025 - Hosted by Quantic

2025

Best Data-Driven Delinquency Management Project (Housing Finance)
2025

Best Data-Driven Delinquency Management Project (Housing Finance)

Data Analytics and AI Show - Organized by Quantic

2025

Excellence in Predictive Analytics for Credit Scoring
2024

Excellence in Predictive Analytics for Credit Scoring

BFSI AI & Analytics Breakthrough Awards by Elets

June 20, 2024